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Copyright 2007, 1995 by The McGraw-Hill Companies, Inc. All rights reserved. Except as permitted under the United States Copyright Act of 1976, no part of this publication may be reproduced or distributed in any form or by any means, or stored in a data base or retrieval system, without the prior written permission of the publisher.

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ISBN-13: 978-0-07-145903-7
ISBN-10: 0-07-145903-0

The sponsoring editor for this book was Larry S. Hager, the editing supervisor was David E. Fogarty, and the production supervisor was Richard C. Ruzycka. It was set in Garamond by International Typesetting and Composition. The art director for the cover was Margaret Webster-Shapiro.

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